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Ana Maria
Ms. Ana is 58 years old. She runs a neighborhood store, where she sells sugar, rice, milk, soft drinks, and liquor that she purchases in the in the Pabon zone in the city of La Paz. This loan is her second cycle with this lending institution. Ms. Ana will use the money from this loan to buy merchandise for her store, as well for the renovation of her home, because the large amount of rain has affected its infrastructure. Her reason for asking for the loan is because she needs money to invest in her business. She was motivated to apply for a Kiva loan because of the benefits it provides. Ms. Ana faces some challenges with her business, such as that her store does not have a good location as it is a little hidden from the main street, but it is doing well nonetheless because she has a good clientele. She will use the loan benefits to buy merchandise such as: rice, sugar, noodles, instant soups, soft drinks, juices, and other items at wholesale to save money and maximize her profits. Her dream is to improve her home, remodeling it and making it more habitable.
View original language description ↓
La Sra. Ana tiene 58 años, Se dedica a la venta de artículos de “Tienda de Barrio”, en los que vende Azúcar, Arroz, Leche refrescos y Licores que se encuentran en la zona Pabon de la ciudad de La Paz. Este préstamo es su segunda secuencia dentro de la institución, la Sra. Ana va a usar este préstamo en la compra de mercadería para su negocio, Además de la refacción de su domicilio ya que la época de lluvias a afectado su infraestructura, su razón para solicitar este préstamo es que la cliente necesita el dinero para invertir en su negocio, se animo a solicitar un crédito KIVA debido a los beneficios que le proporciona, La Sra. Ana enfrenta retos en su negocio que no tiene un buen lugar ya que está un poco oculto de la avenida pero le va muy bien ya que tiene clientela y va a utilizar los beneficios Comprar mercadería como: Arroz, Azúcar, Fideos, Sopas instantáneas, Refrescos, Jugos y otros a precio mayoritario para ahorrar en la compra y maximizar sus ganancias, su deseo es que desea mejorar su domicilio, construir su domicilio y hacerlo más habitable.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ana Maria to purchase merchandise for her store, and to renovate her home because the rainy season has affected its infrastructure.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 16, 2013
Currency Exchange Loss:
Aug 17, 2014