Juan is 31 years old. He lives in Ica, in the Santiago district, with his wife and young daughter. He loves them and they are his main reason for living. He is very friendly, hardworking and enthusiastic. He and his wife dedicate all of their efforts to improving the lives of their family. Unfortunately due to a lack of financial resources, Juan had to start working when he was very young and couldn't complete a degree in Mechanical Engineering, but he would have liked to do so very much. In his free time, Juan plays soccer with his friends. On his own initiative and with a lot of effort and dedication, Juan works as a field laborer on an agricultural holding in the city. He works approximately 10 hours every day and believes he has been successful due to his hard work and his friendly treatment of others. Juan is very thankful to the Kiva lenders. Thanks to their help he will be able to purchase a small plot of land, which in the not-too-distant future will become his home. He will continue working and making efforts to achieve his greatest dream of having his own home.
Juan es un hombre de 31 años, vive en la ciudad de Ica, en el distrito de Santiago con su esposa y su pequeña hija, a quienes ama y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Juan no pudo estudiar la carrera profesional de Ingeniería Mecánica, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta jugar futbol con sus amigos.
Por iniciativa propia, con mucho empeño y dedicación, Juan trabaja como obrero de campo en un fundo agrícola de su ciudad, él trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Juan se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño terreno, el cual en un futuro no muy lejano será su vivienda, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de Luren
Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.