Mery is 32 years old. She is married and has two children. She lives with her husband and children in the home of relatives in Chimbo in the province of Bolívar.
Mery works making and selling candy. She is asking for a loan in order to buy peanuts, sugar, popcorn, dark brown sugar, and food coloring. With the help of the loan she can buy supplies to help her make her products. She makes her purchases in the city of Chimbo.
The challenges that she faces is competition. Her dream is to expand the business. In her free time she likes to spend time with the family.
MERY tiene 32 años de edad es casada tiene dos hijos, vive con el esposo y con los hijos en casa de unos familiares en Chimbo Provincia de Bolívar.
MERY se dedica a confeccionar y vender confites. Solicita el crédito para comprar maní, azúcar, canguil, panela, colorantes. Con la ayuda del crédito podrá comprar los materiales para poder confeccionar los productos. Las compras las realizará en la ciudad de Chimbo.
Los desafíos a los que se enfrenta es la competencia. El sueño es incrementar el negocio- En elt iempo libre le gusta reunirce con la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!