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Edwin is single with no children, living in a rented house, located in the area of Villa Alemania in the city of El Alto. He studied up to secondary level and currently works as a driver for the owner of the house where he lives.

The loan he is requesting is to buy an apartment in Anticrético and thus stop paying monthly rent. (Anticrético is a legal concept for entering an agreement between the landlord and the tenant to lease the apartment, room or house for a determined period and agreed upon amount, which will be given back to the tenant at the end of the contract.) Edwin’s dream is to have his own home.

It is the first time that he is requesting a loan through Impro and the first time with Kiva.
View original language description ↓
Edwin es soltero y no tiene hijos, viven en casa en alquiler, la casa se encuentra ubicada en la zona Villa Alemania de la ciudad de El Alto.
El estudio hasta el nivel secundario y actualmente trabaja como chofer para la misma dueña de la casa donde vive.
El crédito lo requiere para adquirir el departamento en anticretico, así dejará de pagar los alquileres mensualmente (Anticrético es una figura legal por la cual entran en un acuerdo el dueño de casa y el inquilino para arrendar el departamento, habitación o casa por un periodo determinado y por un monto global acordado, el cual será devuelto al inquilino al término del contrato de alquiler).
El sueño de Edwin es tener su casa propia.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Edwin to pay for an Anticrético agreement in order to live more comfortably.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 16, 2013
Currency Exchange Loss:
Apr 16, 2014