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Ruth lives in Kampala, Uganda. She is married with four children, and all of her children go to school. She has no additional family members. She sells cow ghee at the market. She has been in this business for the last six years. She works six days a week. She has requested a loan of 400,000 Ugandan Shillings from MCDT – SACCO to buy tins of cow ghee. Her major business challenges are transportation and seasonality. Her goals are to become a wholesaler of cow ghee and also start selling fruits and vegetables. She lives in her own house, and the family has access to electricity and piped water. Her monthly expenses include school fees and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 239
    View loans »
    Uganda Loans Fundraising
  • $32,801,525
    Funds lent in using Kiva
  • 2,640.0
    Uganda Shillings (UGX) = $1 USD