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Beautiful Group
In this Group: Josephine , Ronelyn , Jean , Linelyn
Josephine is the featured borrower of Beautiful Group. She got together with her other group members to apply for a loan from Kiva's partner Al Majmoua, because they have known each other since they came to work in Lebanon.

Josephine is a 51-year-old divorced woman who came to Lebanon to work as a housekeeper in order to provide her children with the best education that she dreams of providing them. Josephine is the second from the left. She will send the loan amount to her children to pay for their requested educational fees.

Ronelyn is a 26-year-old single woman who works as a housekeeper to support her parents in the Philippines. The loan amount will be sent to her parents to make sure they are having a healthy life and fulfilling their needs. She is the first from the right.

Jean is a 27-year-old single woman who works as a housekeeper to support her parents in the Philippines. The requested loan amount will be sent to her parents to cover their needs. She is the first from the left.

Linelyn is a 27-year-old single woman who works as a housekeeper since she came from the Philippines to make her own living. She will invest the applied for loan in a small business to increase her income.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 90
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Beautiful Group's $1,700 loan helped a member to send the money for her children to pay their educational fees.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 17, 2013
Currency Exchange Loss:
Sep 17, 2013