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Harutyun is from Dimitrov village. His family consists of seven members: his father, mother, brother, wife, and three daughters. Harutyun is 37 years old, and has been involved in agriculture for 15 years. He keeps ten chickens, and owns a plot of agricultural land where he cultivates vegetables. As it is very difficult for Harutyun to sustain such a big family and cover its daily costs, Harutyun has applied for this loan.

With the help of the loan, he will purchase tomato and cucumber seeds. This would enable him to cultivate more vegetables, increase the harvest, and sell it in the local market. Harutyun owns a greenhouse which is too old and needs to be renovated. Additional money from the loan will be spent on renovation of the greenhouse.

This loan is very important for Harutyun to expand his agricultural activity and improve his family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Harutyun to pay for tomato and cucumber seeds, and renovate his old greenhouse.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 17, 2013
Currency Exchange Loss:
Nov 17, 2014