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Ms. Fozia is a 30-year-old married woman. She is successfully running a small general store at the corner of her house with the support of her husband. She offers various everyday goods at reasonable prices and earns enough money through her business. Her husband also assists her by purchasing stock from the market at wholesale rates, as he has made and maintained many contacts over the years. Fozia is a mother of three children and is motivated to provide her family with good quality food, clothing and healthcare.

In order to fully stock her store, Fozia has requested a loan of 25,000 PKR to buy packs of salt, oils and beverages. In this way she will be able to cater to her customers without fail. She expects a boost in her earnings and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Fozia to buy packs of salt, oils and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 21, 2014