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Elmira was born August 10th, 1982 into a family of shepherds. She finished the Cholponata school in the Toktogyl region in 1999 and married in 2000. She and her husband have 4 sons. She currently works with livestock. Since 2007 she has worked breeding cattle as well as farming; her husband helps her with her work. Not only does she have practical experience with livestock, but also theoretical skills. She treats her responsibilities with great respect. Each year, she works 1 hectare of land together with her family. Her spouse and sons help her there. She now has 2 cows, 2 calves and has a small barn where she has everything required to keep cattle. Elmira has turned to Bai Tushum and Partners for a loan of 100,000 KGS to buy cattle to increase her income from selling them.
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Эльмира родилась в 10.08.1982г. в семье чабана. В 1999 г. окончила сш. в с.Чолпоната, Токтогулького района. Заемщица вышла замуж 2000 году, от брака имеет 4 сыновей. В настоящее время занимается животноводством.
Заемщица c 2007 года занимается животноводством, разведением КРС и МРС. Также параллельно занимается полеводством, по хозяйству помогает муж. Заемщица имеет не только практический опыт в животноводстве, но и теоретические навыки. Заемщица с большой ответственностью относится к своему делу. Ежегодно обрабатывает 1 га земли, занимается данным делом вместе с семьей. Супруг и сыновья помогают по хозяйству. В своем хозяйстве имеет 2 коровы, 2 телят, имеет небольшой сарай, где имеются все необходимые условия для содержания скота. Эльмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота для увеличения доходов от продажи скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Elmira to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 17, 2013
Currency Exchange Loss:
Oct 17, 2014