A loan of $225 helped to process more mobile phone credit sales and bill payment transactions.


Ajat's story

In the photo posted, Ajat stands on the left, while Arya, Ruma's Field Officer, is on the right.

Ajat runs a small stall which sells mobile phone airtime credits. Recently, he has been working as a house guard/security guard. His wife is a housewife, and they have three persons living in their house.

Ajat joined Ruma in May 2012 because he trusts Ruma and wanted to explore other business opportunities in selling mobile phone airtime credits. He still feels really excited to expand his business of selling mobile phone airtime credits and servicing bill payments for customers.

For the last month, he has had around $90/day in sales on average (just mobile phone airtime credit sales). As the business continues, he needs a loan of more working capital in order to be able to do transactions on weekends.



Loan details


Lenders and lending teams




Loan details