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Nadezhda, a 55-year-old widow who lives with her son, daughter-in-law and two young grandchildren in Vanadzor, is a graduate of the State Medical College of Vanadzor. For many years Nadezhda has worked as a nurse who provides her neighbors with help when they have any health problems. She enjoys the love and respect of her patients.

Nadezhda has had a very hard life. She raised her son in difficult conditions, without any support, but never lost her optimism and kindness. The time was hard not only for her family, but also for the citizens of Vanadzor city following a horrific earthquake and the collapse of the Soviet Union. She helped her fellow citizens with her warm attitude and medical knowledge.

In addition to working in the hospital, Nadezhda works from her house; she treats and helps Vanadzor's citizens and receives additional income from this activity. The loan will help Nadezhda to buy new medical tools and equipment such as a blood pressure gauge, syringes, a glucose meter, etc.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 414.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Nadezhda to buy new medical tools and equipment such as a blood pressure gauge, syringes, and a glucose meter.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 17, 2013
Currency Exchange Loss:
May 17, 2014