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Juliana is 52 years old, married, and blessed with five children. She sells charcoal and different kinds of vegetables within her local community. Juliana used to sell house-to-house. She is thankful because, through her patience and hard work, she is able to get ahead in life. Juliana struggles to have enough capital for her business.

Juliana is requesting a 5,000 PHP loan to increase her stock of charcoal and vegetables. She believes that her business will continue to improve with continuous access to financial services and through adapting to new marketing strategies. Juliana hopes that her loan will help sustain her family, provide necessities, and allow her to save money to secure her family's future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Juliana to buy charcoal.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 17, 2013
Currency Exchange Loss:
Apr 22, 2013