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Sulaika is 46 years old, married, and has five children. She has raised animals for the past 18 years, a business she started with 20,000 som (KGS). Thanks to her tireless work Sulaika today owns a cow, a calf, 13 head of sheep, and a 2.1 hectare (5 acre) parcel of land where she grows potatoes, beans, and sainfoin. Her monthly income is now 15,000 som. To further develop her business, Sulaika turned to Bai-Tushum and Partners for a 60,000 som (KGS) loan to buy a bull calf and prepare for spring field work. This will allow her to increase milk production. Sulaika plans to invest revenue from use of the loan into her children's education.
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Сулайка 46 лет, замужем, имеет 5 детей. Сулайка на протяжении 18 лет занимается животноводством, начав этот бизнес с суммы 20,000 сом (KGS). Благодаря упорному труду Сулайка в ее хозяйстве на сегодняшний день имеется 1 корова 1 бычок, 13 голов овец и земельный надел 2,10 га где она выращивает картофель, фасоль и эспарцет. Ежемесячный доход от бизнеса Сулайка составляет 15,000 сом. В целях дальнейшего развития своего бизнеса, Сулайка обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку 1 бычка и на подготовка к весенне полевым работам, что позволит ей увеличить надои. Доходы от кредита Сулайка планирует вложить в образование детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Sulaika to purchase a bull and prepare for spring field work.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 17, 2013
Currency Exchange Loss:
Dec 17, 2013