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Yem's Group
In this Group: Yem, Mul, Morn, Rong
Yem is 48 years old and a widow with three children. As a single mother, she overcomes the daily cost of living in her family via cassava cultivation on one hectare of farmland. Engaging in the current business, she is able to earn up to 19,000 KHR per day and saves about 9,000 KHR per day.

Yem’s prior loan was her original loan with VisionFund (Kiva’s partner). She has repaid her past loan wisely to relieve her family’s burden in providing daily food for the entire household as the breadwinner in the family.

Now, Yem leads a group of four. The total requested loan amount is 4,800,000 KHR. For Yem, she will use her loan portion in the amount of 1,200,000 KHR in order to lease an additional plot of farmland to grow her cassava. She hopes to gain more yield from her cassava and sustain her lifestyle progressively.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • 3,990.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yem's Group's $1,225 loan helped a member to lease an additional plot of farmland and to renovate her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 13, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014