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Nazik is a 47-year-old woman. She lives in Jigrasheni village, Ninotsminda district with her 53 year old husband and three sons. The only source of income for the family is from agricultural activities and farming. They have five milk cows which are milked every day to make dairy products. The family also owns a plot of land where they grow potatoes, wheat and barley. Harvested products and the dairy products are sold locally at the markets.

Nazik requested a loan to purchase sheep to make more dairy products. With the profit she plans to develop her farming and buy more sheep. This will increase the income of the family and they will be able to have better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 52
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nazik to purchase sheep to make dairy products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 18, 2013
Currency Exchange Loss:
Apr 16, 2014