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Kert's Group
In this Group: Kert, Saorn, Savong
Kert, aged 38, lives in a rural village of the Moung Russey district. She has three dependent children, two of whom are in school. She is a rice farmer, and her husband is a fisherman in the area to make a living. She has been in this business for ten years. The current business earns her about 15,000 KHR per day to meet the family’s needs.

This is a microloan for Kert with Kiva partner, VisionFund. She is a sixth-cycle client with VisionFund. The past loans that she completely repaid have helped her relieve her financial burden and improve her livelihood.

Now requesting a loan, Kert, who is the leader, will use her portion to buy fertilizer and rice seeds for her farmland and will use a portion of it to spend on labor fees in plowing the field. She hopes this loan will enable her to increase her income so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 171
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kert's Group's $775 loan helped a member to buy fertilizer and rice seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 13, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014