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Mahbuba is a woman who has had a hard fate. She is 48 years old. Her husband died six years ago. Her husband was a kind and lovely man who provided his family with all necessary things. He was an entrepreneur. He had a garden where he grew apples, and Mahbuba helped him. After the death of her husband, Mahbuba stayed with her two children. She began her business with animal husbandry to provide her children with food and education. She has been busy with animal husbandry for a number of years, but her income is not enough for improving their living conditions. She plans to start her new business growing and selling apples. Her son and daughter-in-law will help her with managing the business. She is asking for a loan of 3000 Somoni to buy apple seedlings for starting her new business. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Mahbuba to buy apple seedlings for organizing her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 16, 2013
Currency Exchange Loss:
Apr 17, 2014