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Uruya is a 52-year-old widow who has raised 7 children. For 11 years now, she has been working in animal husbandry, having started her business with a sum of 12,000 Kyrgyzstan Som (KGS). Thanks to her hard work, her farm now includes 3 cows, 4 horses, 2 colts, 1 calf, 35 sheep with lambs, and 1 goat with a kid. Her monthly income from the re-sale of cattle is 17,000 Som. For the purpose of developing her business, Uruya has approached Bai Tushum & Partners for a loan of 60,000 Som to purchase calves and sheep for fattening. She plans to use the income generated by this loan to further increase the number of domestic cattle she has.
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Уруя 52 года, вдова, воспитала 7 детей. Уруя на протяжении 11 лет занимается животноводством, начав этот бизнес с суммы 12,000 сом (KGS). Благодаря упорному труду Уруя в ее хозяйстве на сегодняшний день имеется 3 коровы, 4 лошади, 2 жеребят 1 теленок, 35 овец с ягнятами и 1 коза с ягненком. Ежемесячный доход от перепродажи скота составляет 17,000 сом. В целях дальнейшего развития своего бизнеса, Уруя обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку телят и овец для откорма. Доходы от кредита Уруя планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 45
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Uruya to purchase calves and sheep for fattening.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 16, 2013
Currency Exchange Loss:
Apr 16, 2014