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Doris is 34 years old. She is married and lives with her husband and three children.

She plans to use the loan to buy flour, sugar, and other ingredients for making bread. She hopes to make a great variety of products to sell in the community and surrounding areas and to generate higher earnings in order to contribute towards the family, and this is the reason for seeking credit, and it is the first loan she has received from Fudecosur. She has not had loans through other state banks, but Fudecosure has provided a loan more easily and at a much lower interest rate.
View original language description ↓
Doris tiene 34 años de edad, esta casada y vive con el esposo y tres hijos actualmente. Ella con crédito pretende comprar harinas, azúcar y otros componentes para la realización del pan. Ella piensa realizar una gran variedad de productos par venderlos en la comunidad y lugares aledaños y poder generar más ganancias para contribuir con su familia, por lo que solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 13
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Doris to buy ingredients for making bread for her bakery.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 16, 2013
Currency Exchange Loss:
Feb 24, 2016