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Mrs. Severina is 57 years old and has a son that supports himself. She sells prepared lunches from a stall that is located in San Jose. This is her first loan from this institution. Mrs. Severina is going to use this loan to buy supplies wholesale. She will buy groceries and fresh vegetables to be used in her prepared dishes. The reason that she is requesting this loan is the she doesn’t have cash to buy supplies. Mrs. Severina has challenges with her business such as the climate and competition from others that make prepared food. Therefore she needs to reduce her costs and improve the condition of her food. She is going to use the loan to buy utensils and also to increase the size of her stall in order to accommodate more customers during the busiest lunch hours. Mrs. Severina is a hardworking woman who is grateful for the opportunities that are provided by this loan.
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La Sra. Severina tiene 57 años, tiene un hijo ya independientes, ella se dedica a la venta de comida almuerzo en su puesto de venta que se encuentra en la localidad de San Jose, este préstamo es su primera secuencia dentro de la institución, la Sra. Severina va a usar este préstamo para compra de insumos por mayor, como abarrotes y hortalizas para la elaboración de sus platillos, su razón para solicitar este préstamo la falta de efectivo para la compra de insumos, la Sra. Severina enfrenta retos en su negocio que son las condiciones climáticas y también la competencia de los demás negocios de comida por lo mismo que tiene que tratar de reducir sus costos y mejorar la sazón de sus platillos, y va a utilizar los beneficios en la compra de utensilios y también en la ampliación de su puesto de venta para poder captar más clientes en las horas pico de almuerzo, la Sra. Severina es una persona muy trabajadora se siente feliz por esta oportunidad brindada en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Severina to buy wholesale goods such as groceries and fresh vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 15, 2013
Currency Exchange Loss:
Apr 16, 2014