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Rocio De Las Mercedes
Rocio is 45 years old, divorced, and does not have children. She lives with some relatives in the province of Chimbo in Bolivar.

Rocio is a public employee. She is requesting the loan to pay for the units of a master's degree program. With the help of the loan, she will be able to pay the tuition to be able to finish the master's program and obtain the degree.

She will make the payment in Ambato. The challenge that she is up against is to fight for whatever problem is presented to her. In her free time she likes to get together with friends.
View original language description ↓
ROCIO tiene 45 años de edad es divorciada no tiene hijos, vive con unos familiares en Chimbo provincia de Bolívar.

ROCIO es empleada pública. Solicita el crédito para pagar los modulos de la maestria. Con la ayuda del crédito podrá realizar el pago para culminar con la maestria y obtener el título.

El pago lo realizará en Ambato. Los desafíos a los que se enfrenta es luchar contra cualquier problema que se le presente.
En el tiempo libre le gusta reunirce con las amigas y pasear.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Rocio De Las Mercedes to pay for units of a master's degree program.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 15, 2013
Currency Exchange Loss:
Apr 18, 2013