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Luis  Clemente
Luis is 20 years old, single, and lives with his parents in their home in the Ventanas province of Los Ríos.

His communal bank is called "Solidario" and is located in the San Gabriel district of the Ventanas canton. This communal bank is dedicated to agricultural and livestock work. Luis makes a living through agriculture by growing corn in addition to raising chickens and pigs. The loan he asks for is to buy fertilizer, and feed to fatten and raise the animals.

Luis' dream is to have the money to buy land for production. He likes to play sports in his free time.
View original language description ↓
Luis tiene 20 años es soltero vive con los padres en casa de ellos en ventanas provincia de los Ríos.

La Ventanilla se llama SOLIDARIO se encuentra ubicada en el recinto san Gabriel perteneciente al cantón ventanas esta ventanilla se dedica a labores agrícolas y pecuarias.

Luis se dedica a la agricultura a la siembra de maíz además a la crianza de pollos y cerdos. El crédito lo solicita para la compra de fertilizantes abonos y balanceados de engordo y crianza para los animales.

El sueño de Luis es tener dinero para la comprar de terrenos para la producción.

En los tiempos libres le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luis Clemente to buy fertilizer, and feed to fatten and raise the animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 26, 2013
Mar 15, 2013
Currency Exchange Loss:
Sep 19, 2013