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Juliana Margarita
Juliana Margarita is 27 years old. She is single and has a child. She lives with her child in the home of some of her family in Chimbo, Los Ríos Province.

Juliana Margarita works in telephone booth offices. She is applying for the loan to buy a refrigerator and a microwave. With the help of the loan she will be able to improve her lifestyle and will be able to buy items for her home

She will buy the items in the city of Chimbo. Her dream is to continue fighting against whatever problem she faces. The challenges she faces are competition.

In her free time she likes to get together with her family.
View original language description ↓
JULIANA MARGARITA tiene 27 años de edad es soltera tiene un hijo, vive con el hijo en casa de unos familiares en Chimbo Provincia de los Ríos.

JULIANA MARGARITA trabaja en oficinas de cabinas telefónicas. Solicita el crédito para comprar un refrigerador y un microhondas. Con la ayuda del crédito podra mejorar el estilo de vida y podrá comprar artículos para el hogar.

las compras lo hará en la ciudad de Chimbo. El sueño es seguir luchando ante cualquier problema que se le presente. Los desafíos a los que se enfrenta es la competencia.

En el tiempo libre le gusta reunirce con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juliana Margarita to buy a refrigerator and microwave.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Mar 15, 2013
Currency Exchange Loss:
Jun 17, 2014