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Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.
A loan of $4,075 helped this borrower to purchase a railing for the stairwell, cots, pillows and bedding for additional children, age-appropriate educational toys, tables and chairs for workstation areas and eating times, and to renovate the bathroom for children.