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Aigul is a 37-year-old wife and mother of four. She has worked in a bakery for many years, but she cannot feed her family on this income alone. Hence, she has also worked in crop farming for 15 years. Her initial investment in this business was 15,000 som. Thanks to persistent work Aigul is able to rent a 3 hectare plot of land where she plants beans. With long-term business development in mind Aigul turned to Bai Tushum and Partners for an 80,000 som loan to purchase fertilizer, tractor fuel, and seeds. She plans to use the income from the loan to purchase more livestock.
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Айгул 37 лет, замужем, имеет 4 детей. Айгуль в течении многих лет работает на пекарне. Но прокормить семью на заработную плату не возможно. Айгул на протяжении 15 лет параллельно занимается полеводством, начав этот бизнес с 15,000 KGS. Благодаря упорному труду Айгул ежегодно арендует 3,0 га земли где сажает фасоль. В целях дальнейшего развития своего бизнеса, Айгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на приобретение селитры, ГСМ для трактора и семян. Доходы от кредита Айгул планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 31
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Aigul to purchase more fertilizers, tractor fuel, and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 16, 2013
Currency Exchange Loss:
Apr 16, 2014