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Marina is a 61-year-old woman from the Samtredia district. She lives with her son, daughter-in-law and two grandchildren.

Marina is involved in the agricultural business. In particular, she has four milk cows, whose milk is used in cheese production. Marina milks cows and produces cheese to sell at local markets. Besides this, she has a plot of land, where 50 nut trees and maize are grown. Each member of the family works hard to ensure a good harvest. She sells approximately 150-200 kg of nuts and 300-400 kg of maize seasonally. In addition, Marina owns a tractor, which is used for tilling. She has requested a loan to renovate a tractor. After the tractor is renovated, she will rent it out and earn money from it. This will significantly increase the income of her family. With increased income they will be able to improve their living conditions. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Marina to renovate a tractor and rent it out.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 16, 2013
Currency Exchange Loss:
Apr 16, 2014