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Nozigul K. lives in Vahdat. She is 38 years old, is a widow and has 3 children. Nozigul has a high school education. She owns a food store in Vahdat. Her husband died 5 years ago and she needs to support her family. Nozigul’s children are in school and during summer vacation her oldest son helps her in her business.

Nozigul would like to increase the assortment of products at her store. She has decided to take out a loan for 12 months.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Курбонова Нозигуль Исматовна жительница города Вахдат.Возраст 38 лет, вдова , имеет 3 детей. Образование среднее. Нозигуль имеет продуктовый магазин в городе Вахдат. Муж клиентки умер 5 лет назад.Поэтому свою семью содержит Нозигуль.Ее дети учатся в средней школе.Во время летних каникул старший сын помогает ей вести бизнес.Клиентка хочет увеличить ассортимент магазина.Для чего ей нужны деньги,поэтому она решила взять кредит сроком на 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $31,083,650
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nozigul increase product assortment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2008
Sep 1, 2008
Currency Exchange Loss:
Oct 15, 2009