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This is 38-year-old Kadiatu. She is married and has two children, aged 15 and 11 years.

In 2000, Kadiatu established her bundle water business. She began her business to assist her husband in the running of the home. Her business is located in the outskirts of the city, and her main customers are men and women. Working 7 days a week and 15 hours a day, she earns about Le 500,000 every month from this business.

Kadiatu would like a loan in the amount of Le 4,000,000. She requires a loan in order to purchase bundles of water from the factory for resale by retailing. She hopes that this loan will increase her stock level and she will be able to access more profits, hence her business will grow.

In the future, Kadiatu plans to open a water company and become a distributor of water by purchasing one brand new water machine for manufacture.

Kadiatu is a twin and her partner is a police officer. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Kadiatu to pay for more bundles of pure water.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 15, 2013
Currency Exchange Loss:
Jan 17, 2014