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This is 45-year-old Musu. She is married and has five children, aged 19, 17, 15, 13, and 8 years.

Musu owns a food and drinks business. She began her business when her salary was not enough in assisting her husband at home. She decided to set up her own business for more money. Her business is located in the city center and her main customers are all classes of people. Working 7 days a week and 16 hours a day, she earns about Le 800,000 every month from this business.

Musu would like a loan in the amount of Le 4,500,000. She requires a loan in order to increase her drinks (stock) level and purchase foodstuff, all for resale. She hopes that this loan will help with much capital, so she can buy all the taste her customers need, and sales will increase.

In the future, Musu plans to finish her house with additional support from her husband. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Musu to pay for more food and drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 18, 2013
Currency Exchange Loss:
Dec 17, 2013