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Update on Maria

This is 32-year-old Maria. She is married and has two children, aged 14 and 11 years.

In 2000, Maria established her frozen fish business. She began her business because she wanted to help her family and husband in the running of the home. Her business is located in outskirts of the city and her main customers are women. Working seven days per week and 12 hours per day, she earns about SLL 1,200,000 every month from this business.

Maria would like a loan in the amount of SLL 4,000,000. She requires a loan in order to purchase frozen fish for resale. She hopes that this loan will automatically increase her profit because of the increase in stock level.

In the future, Maria plans to become supplier of fish to the provinces like Bo, Kenema, Makeni, Lunsar, etc. She thanks you for your support.

Previous Loan Details

This is 31-year-old Maria. She is married and has two children, aged 13 and 10 years. In 2000, Maria established her fish business. Working seven days a week and twelve hours a day, she earns about Le 950,000 every month from this business. She would like a loan in the amount of Le 4,000,000... More from Maria's previous loan »

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 38
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,400
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Maria to purchase more frozen fish for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 15, 2013
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Maria. It was first posted on Kiva on Mar, 2012. Learn More