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This is 34-year-old Tutu. She is married and has two children aged four and eight. She has one additional dependent who lives with her to help a sister with her schooling.

In 2006, Tutu established her textiles business to earn an income after dropping out of school. Working seven days a week and 13 hours a day, she earns about 1,170,200 SLL every month. She would like a loan in the amount of 3,000,000 SLL.

Tutu requires a loan in order to buy cotton, lace, and other materials for sale. In the future, she plans to expand to trade in Brillion materials, and she hopes to see her business grow.

The competition is average, but Tutu is able to cope because she sells on market days and has two sisters who help in the business by hawking around the city market. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 37
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Tutu to pay for textiles.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 15, 2013
Currency Exchange Loss:
Oct 17, 2013