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Eric is an artisan from Ghana who specializes in hand-carved African masks and drums. He would like to hire additional artisans as well as invest in the purchase of raw materials such as wood and polish for production.

Eric has been selling through NOVICA since 2000. This is his story:

"During school summer holidays, I would visit my brother, who taught me how to carve. With help from my family, especially my brother, I was able to open my own workshop in the town where I grew up. Sese, a common wood harvested in eastern Ghana, is my primary material. Masks and profiles comprise the majority of my art. My inspiration comes naturally, although sometimes I carve based on my customers' ideas.

I thank the people who funded this microcredit. I promise to work very hard to make the repayment on time."

Use the link below to view Eric's African masks and drums on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Eric to hire additional artisans and to invest in the purchase of raw materials such as wood and polish for production.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
Mar 15, 2013
Currency Exchange Loss:
Nov 17, 2013