A loan of $1,275 helped purchase creole chickens, shirts, pants, shorts and shoes.

Luz's story

Luz is 29 years old and lives in the town of Soledad with her husband and 3 children, ages 1 through 8. She has two income generating jobs, one selling a variety of merchandise such as clothing and shoes and the other selling Creole chicken. She has been selling merchandise for 3 years to fulfill the needs of her customers that live in her own neighborhood. She has been gradually tackling the surrounding area and has become known very quickly in these areas. She sells her products door to door and on credit two times a week to recoup her investment weekly, bimonthly and monthly depending on the agreement she makes with each individual customer. She sells her merchandise on a cash basis in the city of Barranquilla which is 20 minutes away in order to keep a cash flow. Her future goal is to purchase her own home, but her immediate need is to be able to obtain enough resources to tend to and grow her business and eventually fulfill her dream. This is not her first loan through Fundación Mario Santo Domingo and she is very pleased because she purchased more chickens that she sold quickly. This helped her to purchase a variety of merchandise to meet her customer’s demands and earn a bit more money so she could take advantage of each commercial season. She is currently applying for a Kiva loan to buy shirts, pants, shorts, shoes and chickens so that both of her businesses can continue to grow together and to be able to save and invest her profits. She is very grateful and asks “that lenders continue to support small businesses that, in the not so distant future, will grow into big businesses.” She is very happy because her profits have grown 35%, her customer base is much stronger and her well being and that of her family has increased more each time.

Translated from Spanish by Kiva volunteer

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