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Muborak is a woman of 49. She resides in Kanibadam. She is married and is raising two children. Her spouse works as a private carpenter in town and this is his main income. Muborak herself is engaged in selling women's clothing and bags in the central market. She started this activity two years ago. At first, she could not manage a very big inventory, but after she found out about lending at Arvand she decided to take a loan to increase her inventory. One of her very first loans helped her very much. During the time she was borrowing from Arvand, she acquired her own store.

Hoping for a brighter future for her children, she works day and night. With the new loan, Muborak plans bring a new range of women's clothing and to expand her business. She is very grateful to Arvand for the financial support and understanding.
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Муборак женщина в возрасте 49 лет. Она проживает в г.Канибадам. Замужем и воспитывает двоих детей. Её супруг работает частным плотником в городе и это его основной заработок. Сама Муборак занимается торговлей женской одежды и сумок на центральном рынке. Этой деятельностью она начала заниматься два года назад. По началу, она имела не очень большой товарооборот,но после того, как она узнала про кредитование в Арванде она решила взять кредит и увеличить свой товарооборот. Тот ее первый кредит очень ей помог. За то время что она кредитовалось в Арванде , она приобрела собственный магазин.
Надеясь на светлое будущее своих детей, она трудиться день и ночь. На полученный очередной кредит Муборак планирует завести новый ассортимент женской одежды и расширить свой бизнес. Она очень благодарна организации Арванд за финансовую поддержку и понимание.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,078,575
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Muborak to buy women's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 15, 2013
Currency Exchange Loss:
Nov 17, 2013