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Update on Yelena

Yelena is an entrepreneur from Melitopol. She has been trading various manufactured goods for 16 years in the local wholesale market. She has her own retail space, which helps to save on rental expenses.

Yelena turned to Kiva for a loan of 10,000 hryvnia to purchase a batch of electrical and household goods on consignment. Additional products attract new customers and will help Yelena to grow her business and to finish building her home, as she has long been dreaming.
View original language description ↓
Елена – предприниматель из Мелитополя. Она уже 16 лет торгует на местном привокзальном рынке разными промтоварами. У нее есть свое торговое место, что помогает сэкономить на расходах на аренду.
Елена обратилась к КИВА за суммой в 10 000 гривен для того, чтобы закупить партию электротоваров и хозтоваров под реализацию. Дополнительный ассортимент продукции привлечет новый клиентский контингент и поможет Елене развивать свой бизнес и достроить дом, о чем она уже давно мечтает.

Previous Loan Details

Yelena runs a small business in the city of Melitopol. She sells household goods at a railroad station market. Yelena has her own market stall. She has been in this business for 16 years. Her most popular merchandise is consumer electronics and housewares. Yelena plans to invest the 5,000 UAH lo... More from Yelena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Yelena to buy a batch of electrical and household goods on consignment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 15, 2013
Currency Exchange Loss:
Mar 17, 2014