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Update on Vitaliya

Vitaliya sells children's clothes of the Bebeto brand. Previously, having her own premises, she did not use it for a trade shop, but instead rented it out to a loacal bank. Two years ago, Vitaliya finished a second premises next door and now has opened a small shop.

Vitaliya needs a sum of 20,000 hryvnia to buy brand goods from her partner Bebeto(TM), which she will then sell at her market stall. Vitaliya is very dedicated to her work; she is decent and purposeful. In the summer, she had an operation on her eyes. Her vision is much improved now and she can work in full force.
View original language description ↓
Виталия торгует детской одеждой торговой марки «Bebeto». Раньше, имея собственное помещение, она сама не использовала его под магазин для торговли, а сдавала в аренду одному местному банку. Два года назад Виталия достроила второе помещение рядом и теперь открыла там свой небольшой магазинчик.
Виталии нужна сумма в 20 000 гривен для того, чтобы выкупить партию фирменного товара у своего партнера ТМ «Bebeto, которую она потом будет реализовывать на своей торговой точке. Виталия очень предана своему делу, она порядочная и целеустремленная. Летом она перенесла операцию на глаза, теперь зрение намного улучшилось и работать она снова может в полную силу.

Previous Loan Details

Vitaliya is married and has two children. She is from Khoost, Western Ukraine. Vitaliya earns a living by selling children's clothing and shoes. She has been involved in this business for six years. Today, she has 30,000 invested in her merchandise. Vitaliya has an excellent reputation both ... More from Vitaliya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Vitaliya to buy brand goods from her partner Bebeto(TM), which she will then sell at her market stall.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 15, 2013
Currency Exchange Loss:
Nov 17, 2013