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Vazha lives in the village of Achkhvistavi in the Kobuleti district. He is married and lives with his wife, Nani, retired parents, and two children who are going to school. The family earns an income from agricultural activities. In particular, they have two cows, a vineyard, and a plot of land where they grow nut trees, citrus, and also maize. They milk the cows to make dairy products and sell them together with the harvested products locally at the markets. With the requested loan, Vazha plans to build a greenhouse where different kinds of vegetables will be grown seasonally. He will purchase wood and polyethylene materials for covering the greenhouse. Using a little part of the loan, he will buy more vegetable seeds. Later, he will grow them, and the harvested product will be sold at the markets. The profit will be used for reinvesting and developing his agricultural business, and Vazha will have more income to provide for his family and create better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Vazha to purchase building materials for building a greenhouse.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 18, 2013
Currency Exchange Loss:
Jun 17, 2014