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Gohar is from Yerevan. She lives with her husband, eight year old daughter Hasmik, and sixteen year old son Hayk. Together with her husband, Gohar works hard to sustain her family and cover basic costs.

Gohar's son Hayk studies in the economic department at the Armenian-European College Fund. It is very difficult for Gohar to cover her family's needs and save money for Hayk's education at the same time. She is applying for this loan to pay for her son’s university tuition, which will give Hayk an opportunity to complete his education.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $16,777,600
    Funds lent in using Kiva
  • 411.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gohar to pay her university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 15, 2013
Currency Exchange Loss:
Nov 18, 2013