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Mariam is 55 years old. She lives with her 33-year-old son, Kakhaber, in a small village in Gardabani district, East Georgia. Kakhaber works at the railway station and receives a monthly income. Mariam is involved in agricultural activities. In particular, she has milk cows and calves; the milk is used in dairy products. Mariam produces and sells dairy products at local markets. She applied for a loan to buy two milk cows. After buying the cows, she will be able to produce more dairy products to sell. A small part of the loan will be used to renovate her cattle-shed, which will enable Mariam to have more cattle in the future. This will cause the family income to increase. With the increased income, they will be able to live in better conditions. Mariam awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Mariam to buy two milk cows and renovate her cattle-shed.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 15, 2013
Currency Exchange Loss:
Jul 17, 2013