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Nurgul is 39 years old, unmarried, and raising two daughters. In 2002 in search of a source of income for her family, Nurgul began her own business selling food products. Through perseverance and hard work, Nurgul was able to develop her business with a monthly income of 20,000 som (KGS).

At present, the range of products is not abundant and for this reason Nurgul turned to Bai-Tushum and Partners for a loan of 40,000 som (KGS) to expand the product assortment in her store.

With income from the loan, Nurgul plans to buy a store, since she currently rents the current space.
View original language description ↓
Нургул 39 лет, не замужем, воспитывает 2 дочерей. В 2002 году, в поисках дополнительного источника дохода для своей семьи, Нургул начала свой бизнес в торговле продуктами питания. Благодаря настойчивости и упорному труду, Нургул сумела развить свой бизнес с ежемесячным доходом в 20,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Нургул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на увеличения ассортимента товара в магазине. Доходы от кредита Нургул планирует приобрести магазин, так как данные магазин она арендует.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Nurgul to increase the assortment of goods in the store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 15, 2013
Currency Exchange Loss:
Sep 17, 2013