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Saima's Group
In this Group: Saima, Reena, Nosheen, Asma, Hina, Reeta, Shazia
Saima is a 34-year-old hardworking woman. She lives in Pakistan with her husband and 2 children. Her husband is a government employee. His income is insufficient to meet the family's needs, so Saima is trying to help him fulfill their needs by stitching clothes. She herself is a tailor. She will extend her business if she gets a good amount of profit in the future.

She is a member of a 7-person group and has requested a loan from KIVA partner, BRAC Pakistan, to grow her business by purchasing clothing, needles and other stitching materials. She hopes, with the help of the loan, to increase her net income and be able to save for their future. Saima dreams of giving her children a quality education.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 383
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $1,250 loan helped a member to purchase clothing, needles and other stitching materials for her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 15, 2013
Currency Exchange Loss:
Jan 17, 2014