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Mercy's Group
In this Group: Mercy, Josephine, Faustina, Margaret
This group is called Mercy's group. It consists of four women who live in Teshie. Together, they have requested a loan in the amount of GHS 2200.

One member of the group is Mercy. She is 40 years old, married and has three children. She sells slippers and she has been operating her business for six years. She pushes herself to work hard in order to provide for her children's needs.

Mercy has applied for a loan in the amount of GHS 700, which she will use to buy two big bags of slippers to offer for sale. This loan will improve her business income and help improve her family's living standards. She hopes eventually to own a wholesale shop.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 24
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mercy's Group's $1,150 loan helped a member buy slippers to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 14, 2013
Currency Exchange Loss:
Sep 17, 2013