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Phalla is 31 years old. She is married and resides with her husband and two children in Kampong Speu Province, Cambodia.

Phalla has been working in a garment factory for more than three years, earning approximately $4 daily. Her husband is a construction worker who makes an income of $5 per day. Due to her family's transportation difficulties, Phalla is requesting a loan of $800 to purchase a motorbike. This purchase will help her reduce transportation expenses.

In the future, she would like to run a business and send her children to a good school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 103
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Phalla to purchase a motorbike for commuting.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 18, 2014