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San's Group
In this Group: San, Saram
San, 49, is from a rural village located in the Thmor Koul district of Battambang province. She is widowed with six children.

San earns a living through farming rice and selling grocery items. She has been in this business for ten years. To better feed her family, she also works for others for a fee. The current business earns her family about 26,000 KHR per day.

This is San’s group microloan with Kiva’s partner, VisionFund. She is a fifth-time borrower, while her co-member has been with VisionFund for eight years. As the leader, San is leading her group of two to apply for a loan.

San will use her portion to buy fertilizers and seeds for her farmland. With this loan, San hopes to increase her family’s income so as to set aside some money to fulfill her dream of having a new house for living in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 3,987.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of San's Group's $400 loan helped a member to buy fertilizers and seeds for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 20, 2013
Currency Exchange Loss:
Feb 19, 2014