Heng, 29, has a common law relationship with his spouse and has two dependent children. He has managed his own farm for over five years. Heng just completed elementary level at school, and he learned to operate this business from his parents. Due to owning a small sized piece of land for farming, Heng can hardly cover his daily costs and provide for his family's basic necessities. Heng is eager to improve his business and boost his household income. With this purpose, Heng is requesting a loan amount of $1,000 USD to buy a piece of farmland to expand the area of growing rice during the rainy season. In this way, he hopes to have a plentiful harvest and be able to improve his family's living conditions. In the near future, Heng dreams of having enough farming supplies such as water pumps, plowing machines and others.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.