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Dum S., 58, is a married mother who works as farmer. She makes around $1.00 each day. Her husband farms vegetables and everyday he earns approximately $1.50 by selling those vegetables in the market. They have four children and all of them have their own businesses that help support the family.

Her husband always brings vegetable to sell in the market by motor-taxi so that he can save time. He would like to apply for a loan from Kiva to purchase a motorbike with a trailer to transfer vegetables to the market. Any remaining money will be used to purchase more farmland to grow more vegetables.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Dum to purchase a motorbike with a trailer and additional land to grow crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 3, 2008
Jul 6, 2008
Currency Exchange Loss:
Mar 15, 2010