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Gulzat is 41 years old, married and is raising 3 children. In 2000, while searching for an income for her family, Gulzat started to work with livestock, starting her business with 20,000 KGS. In her care, Gulzat has two milk cows, 5 sheep and 1 calf. The income from the sale of dairy products is around 10,000 KGS a month. With the goal of further expanding her business, Gulzat has turned to Bai Tushum and Partners for a loan of 100,000 KGS to buy sheep and bulls to fatten and resell. She plans on reinvesting the income from the loan back into the business buy increasing the number of animals among her livestock.
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Гулзат 41 год, замужем, воспитывает 3 детей. В 2000 году, в поисках дохода для своей семьи, Гулзат начала заниматься животноводством, начав этот бизнес со стартовой суммы 20,000 сом (KGS). В хозяйстве Гулзат на сегодняшний день имеется 2 дойные коровы, 5 голов овец и 1 теленок. Доходы от продажи молочных продуктов составляют примерно 10,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Гулзат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп овец и бычков для откорма и перепродажи. Доходы от кредита Гулзат планирует вложить в дальнейшее увеличение хозяйства по средствам увеличения поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gulzat to purchase bulls and sheeps for fattening and resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 18, 2013
Currency Exchange Loss:
Sep 17, 2014