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Sam originally comes from Kompong Speu province. She is 36 years old and married with four single children. She earns a living by farming rice alongside with her husband, who always gives her great support. Sam has been involved in rice husbandry for almost 20 years. Currently, two of her children are employed and help their family financially.

Sam is working tirelessly toward the attainment of having proper accommodation for her family. As of now, she would like to build a house to provide her family suitable living conditions. This is going to cost a lot and she has inadequate capital for this construction. In this regard, she is borrowing USD 1,500 to cover the operating costs of it. She hopes that loans will be granted to her to gradually develop her family. She is very happy and thankful for your financial support.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 64
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Sam to cover the operating costs of housing construction.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 14, 2013
Currency Exchange Loss:
Sep 17, 2014