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Nurzada is 29 years old and has three wonderful girls. After finishing university with a degree in history, she started a career as a history teacher. However, the main source of the income for her family has been her livestock business which she has run for 7 years. She started this business with 12,000 KGS. Thanks to her hard work, today she has 1 calf, 10 sheep and 1 horse. Nurzada also farms a half hectare of land with her husband where they grow beans. Each year, the family earns around 150,000 KGS from their crop and reselling livestock. With the goal of further developing her business, Nurzada has turned to Bai Tushum and Partners for a loan of 70,000 KGS to buy one cow from which she will harvest milk to sell, as well as feed for her other animals. The income from the loan will be put back into the business. Nurzada plans to build a home for her family.
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Нурзаде 29 лет, троих замечательных девочек. Нурзада имеет высшее образование в области Истории, после окончания университета Нурзад начала свою трудовую деятельность в школе преподавательницей истории. Нурзада в качестве основного источника дохода для своей семьи, на протяжении 7 лет занимается животноводством и полеводством, начав этот бизнес с суммы в 12,000 сом. Благодаря упорному труду Нурзады в ее хозяйстве на сегодняшний день имеется 1 теленок, 10 овец, 1 лошадь. Нурзада ежегодно обрабатывает 0,5 га земли, в основном они с мужем выращивают фасоль, перепродажа скота и полеводство приносит около 150,000 сом ежегодного дохода. В целях дальнейшего развития своего бизнеса, Нурзада обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку 1 коровы с теленком для продажи молока и корма на остаток средств. Доходы от кредита Нурзада будет вкладывать в дальнейшее развитие бизнеса.Нурзада планирует построить дом для своей семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Nurzada to purchase 1 milk cow and fodder for cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 14, 2013
Currency Exchange Loss:
Mar 17, 2014