Manino is 32 years old, married and has two children. She has a small plantation where she grows banana, taro and yam that she sells in her community or at the market. She has been doing this for many years. Manino needs a loan to provide her children an education for this year and to buy new equipment for her business.
She has been a member of SPBD since 2012. Manino will use the profits from her sales to pay for her family's daily needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.